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Call Us Today At 317-328-0800 For All Of Your Insurance and Retirement Needs

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ANNUITY PRODUCTS DIVISION

DEFINITION OF 'ANNUITY'

An annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. The period of time when an annuity is being funded and before payouts begin is referred to as the accumulation phase. Once payments commence, the contract is in the annuitization phase

 Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue. Annuities can be created so that, upon annuitization, payments will continue so long as either the annuitant or their spouse (if survivorship benefit is elected) is alive. Alternatively, annuities can be structured to pay out funds for a fixed amount of time, such as 20 years, regardless of how long the annuitant lives. Furthermore, annuities can begin immediately upon deposit of a lump sum, or they can be structured as deferred benefits.

We offer a wide variety of Annuity products through the many insurance carriers we represent. We also offer an Annuity Retirement calculator and proposal illustration that may help in determining how long and how much money is needed for an individual’s retirement.


More Retirement Products

LIFE INSURANCE

CONTACT:

Phone: 317-328-0800

Fax: 317-328-3462


Address:
5730 W. 74th St.
Indianapolis, IN 46278
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Senior Products:
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Midwest Insurance Marketers of America, Inc., and/or its affiliates, which issue insurance proposals for Individual Health, Group Health, Life, Disability, Long Term Care, Annuities, Senior Life and Health products consisting of Final Expense Life Insurance, Medicare Supplement plans,  Part “C” Advantage Plans and Part “D” Prescription Drug plans are authorized/certified on behalf of various insurance carriers to transact business in Indiana and various other states as a Licensed Insurance Agency. The availability of these and other products varies by carrier and state. Each insurer represented is solely responsible for its’ own financial condition and contractual obligations.